Privacy Policy for Mogged Technologies (dba Stacks)

Effective Date: 06/23/24

Introduction

Mogged Technologies, doing business as Stacks ("we," "us," or "our"), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our software as a service (SaaS) technology platform ("Service"). Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the Service.

1. Information We Collect

1.1 Personal Information

When you create an account with Stacks, we collect personal information that can identify you, such as:

• Name
• Email address
• Phone number
• Date of birth (must be 18 years old to create an account)
• Bank account information (via Plaid)

1.2 Non-Personal Information

We may also collect non-personal information that does not directly identify you, including:

• Device information (such as your hardware model, operating system, and IP address)
• Usage data (such as how you use our Service, including the time spent on our platform and the features you use)

2. How We Use Your Information

We use the information we collect for the following purposes:

• To create and manage your account
• To provide, operate, and maintain our Service
• To improve, personalize, and expand our Service
• To communicate with you, including sending you updates, security alerts, and support messages
• To monitor and analyze usage and trends to improve your experience with our Service
• To comply with legal obligations

3. How We Share Your Information

3.1 Third-Party Service Providers

We use Plaid to connect to your bank accounts. Plaid is a third-party service provider that collects and stores your bank account information. We do not sell or disclose your information to other third parties for their marketing purposes.

3.2 Legal Requirements

We may disclose your information if required to do so by law or in the good faith belief that such action is necessary to:

• Comply with a legal obligation
• Protect and defend our rights or property
• Prevent or investigate possible wrongdoing in connection with the Service
• Protect the personal safety of users of the Service or the public

4. Data Security

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

5. Your Rights and Choices

5.1 Account Information

You can access, update, or delete your account information at any time by logging into your account. If you wish to delete your account, please contact us, and we will take steps to delete your personal information as soon as practicable, but some information may remain in archived/backup copies for our records or as otherwise required by law.

5.2 Opt-Out

You may opt out of receiving marketing communications from us by following the unsubscribe link or instructions provided in any email we send. You will continue to receive service-related and other non-marketing emails.

6. Children's Privacy

Our Service is not intended for individuals under the age of 18. We do not knowingly collect personal information from individuals under 18. If we become aware that we have collected personal information from an individual under the age of 18, we will take steps to delete such information from our files as soon as possible.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website. You are advised to review this Privacy Policy periodically for any changes.